Personal Loan
 
Get the funds you need for consolidating debt* or major purchases with a Wells Fargo Personal Loan.

Why get a Personal Loan?
A Personal Loan offers a number of advantages:

  • Immediate funding—you’ll know if you qualify for the loan within hours, and usually have the funds the next business day
  • Simple application—you won’t have to deal with a complicated application
  • Fixed term, fixed rate — you know exactly how much you’ll pay each month, making it easy to budget
  • Low minimum loan amounts—borrow as little as $3,000
Reduce your debt
A loan is a smart way to consolidate high-interest rate balances under one monthly fixed rate, fixed term payment. You may be able to pay less over the term of your loan, reduce interest costs and increase “What’s Left” each month. Learn more about the Debt Pay Down Solution®.
Fund planned and unplanned expenses
A Personal Loan gives you access to funds at a lower cost than high-interest rate retail cards. You can use your loan to pay for:

  • Planned expenses
  • Medical bills
  • Auto repairs
  • Home improvements
Why choose a Wells Fargo Personal Loan?
We want to see you succeed financially. Call one of our bankers any time, day or night, to talk about your options — 1-888-667-5250.
Ideal for:Paying off high-interest debt with a fixed interest rate and a fixed monthly payment. Provides easy budgeting that can help you pay down your high-interest debt at the end of the term.
Access to Funds
  • You receive the entire amount of the loan up front.
  • Funds are paid to you via check or direct deposit into your Wells Fargo checking account.
  • Credit decision generally within 2 business hours. Receive money in as short as 1 business day.
Minimum Monthly PaymentFixed monthly payments of interest and principal.
Payment Options
  • Fixed monthly payments of interest and principal.
  • Pay additional principal at any time during the term of the loan. There’s never a prepayment penalty.
Amount You Can Borrow$3,000 to $100,000.*
*Any applicable fees/charges that are financed may be added to this amount.
Annual Percentage RatesCompetitive Annual Percentage Rates.
Rate and Payment
TermUp to five years; varies by loan amount.
Origination FeeThere is no loan origination fee.
Apply
Smart management of your personal credit can help you achieve financial success.
Apply Online
Call to Apply1-888-667-5250
Visit a Store
 
* Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple loans means you’ll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner. By understanding how consolidating your debt benefits you, you’ll be in a better position to decide if it is the right option for you.
Equal Housing Lender